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11:FS

A bi-weekly podcast from a fintech consultancy where its own experts interview industry leaders on the latest news, trends, and strategies.

The brief

A high-cadence audio dossier on the fintech industry, produced by practitioners for practitioners. The show alternates between two formats: a Monday news roundup where a panel of experts dissects the week's headlines, and a Thursday 'Insights' deep-dive into a specific theme like AI, marketing, or stablecoins. Hosts are always senior employees of the 11:FS consultancy, lending an insider, 'how-it-really-works' perspective to the analysis.

Unlike journalist-led shows, Fintech Insider is hosted by active consultants and strategists who work in the industry they cover. This practitioner viewpoint, combined with a massive back catalog and access to C-suite guests, makes it a definitive resource for deep industry knowledge.
— What makes it distinctive
§1 · The host

Who hosts this show

Fintech Insider is the flagship podcast from 11:FS, a London-based management consulting firm founded in 2016 that builds and advises on digital financial services. The show is hosted by a rotating cast of 11:FS's own senior leaders and practitioners, who bring their direct industry experience to conversations with guests from across the global finance and technology landscape. With over 1,000 episodes, it has become a staple for professionals seeking to understand the evolving world of financial technology.

AI-extracted bio · help us verify· Source: gemini-video-grounded

Credentials & credits

  • Laura Watkins: Director of Media & Marketing at 11:FS
  • Ross Gallagher: Head of Ventures at 11:FS
  • Benjamin Ensor: Director of Research and Strategy at 11:FS
  • David M. Brear: Group CEO & Co-Founder of 11:FS
  • Jason Bates: Co-Founder of 11:FS (and previously of Monzo and Starling Bank)
  • Kate Moody: Strategy Director at 11:FS

Other ventures

  • 11:FS Ventures (Consulting)
  • 11:FS Research (Market Research)
  • 11:FS Pulse (Industry Benchmarking Platform)
  • 11:FS Foundry (Core Banking Infrastructure)
§2 · Classification

What kind of podcast

§3 · Cadence & catalog

When new episodes drop

§3b · Editor's picks

Notable episodes

AI-extracted picks + commentary · help us verify
  1. 01
    1073. Insights: From stablecoins to AI agents - how Stripe is changing the internet economy

    Recorded live at the Stripe Tour London, this episode features direct interviews with two Stripe executives on the future of AI and crypto in commerce.

  2. 02
    1075. Insights: What are the new rules of fintech marketing?

    A focused deep-dive on a critical business function beyond technology, exploring how fintechs must evolve from product-led growth to brand-building.

  3. 03
    1072. News: All about partnerships: Barclays x CommonAI, Monzo x Fair4All Finance, Stripe x Lloyds

    This news episode's focus on major partnerships illustrates a key industry trend of collaboration between incumbents, fintechs, and infrastructure providers.

§4 · Signature

What you'll be asked on this show

AI-extracted from recent episodes · help us verify
How the host interviews

The format is primarily expert panel moderation rather than one-on-one interviews. Hosts introduce a news story or topic, then direct an initial question to a specific panelist based on their expertise. [Iv_6kVeR_lI, -RSjAYg6bv0] They facilitate conversation by asking for other guests' "take" or "reaction," summarizing key points to create smooth transitions between topics. [svth3hN3J7k] Opening questions establish a guest's role and company, while closing questions are often a lighthearted hypothetical or a standard "where can people find you online?". [Iv_6kVeR_lI, -RSjAYg6bv0]

The show has two distinct formats: a weekly 'News' panel discussion and a weekly 'Insights' thematic episode. The News show is a roundtable analysis of recent events, while Insights episodes are often recorded live at industry events and feature more focused interviews. [svth3hN3J7k] Production is polished, with distinct musical cues and a rotating cast of expert hosts from within the 11:FS company.

Questions the host keeps coming back to

12 catalogued

If you're going on this show as a guest, expect some version of each of these. Each note explains when the host reaches for it.

origin

1
  1. Q.01

    Can you remind listeners about yourself and your role?

    This is a standard opening to allow each panelist to establish their credentials and area of expertise.

process

5
  1. Q.01

    What was your reaction to the [specific news] story?

    Used to kick off discussion on a news item by soliciting an immediate, top-of-mind take from an expert.

  2. Q.02

    What's your take on this one?

    The host's primary tool for moving the conversation from one panelist to another on the same topic.

  3. Q.03

    Does this feel like a smart move by [company]?

    This question pushes guests beyond reporting the news to providing strategic analysis of a business decision.

  4. Q.04

    What does it mean in practice for [a stakeholder group]?

    The host uses this to ground a high-level discussion in the tangible consequences for customers or businesses.

  5. Q.05

    Where are the biggest friction points for customers today?

    This question hones in on customer pain points, a central theme in fintech product development.

industry

1
  1. Q.01

    What are the biggest changes you've seen in [a specific area] recently?

    A common opening question for 'Insights' episodes to establish the current landscape of a topic.

future

2
  1. Q.01

    What convinced you that [new technology] is part of the solution?

    Asked to understand the strategic rationale behind a company's adoption of a new technology like stablecoins or AI.

  2. Q.02

    Looking back in five years, what do you think people will have underestimated?

    A forward-looking question used towards the end of an interview to solicit bold predictions.

mindset

1
  1. Q.01

    How important is the trust issue when it comes to [new technology]?

    This question brings the consumer or end-user perspective into a technical or business-focused discussion.

advice

1
  1. Q.01

    What's one lesson that financial services still hasn't learned?

    A signature closing question that asks guests for a final, critical takeaway.

personal

1
  1. Q.01

    Where can people find out a little bit more about you and your company?

    A standard closing question allowing guests to promote their work and social channels.

Signature segments

  • · Fintech Insider News (Weekly roundup format)
  • · Fintech Insider Insights (Weekly deep-dive format)
  • · "And finally..." (Closing segment on a quirky news story)
  • · Live recordings from industry events (e.g., Money 20/20, Stripe Tour)
  • · Rotating hosts from the 11:FS consulting team

Topics covered repeatedly

FintechBankingPaymentsFinancial ServicesAI in FinanceVenture CapitalRegulationDigital BankingInsurtechBrand & Marketing
§5 · Guests

Who gets booked here

AI-extracted guest list + profile · help us verify
Typical guest

Guests are senior leaders, founders, and subject matter experts from across the financial services and technology ecosystem. Typical guests include VPs, C-suite executives, investment partners, and heads of product from major banks, fintech startups, and infrastructure players like Stripe and Plaid. [svth3hN3J7k, Iv_6kVeR_lI]

Recent guests
  • Nicole Herringer
    on 1075. Insights: What are the new rules of fintech marketing?
  • Sam Maule
    on 1074. News: Nuvei splashes the cash on Payoneer, Current raises $80M to improve Americans' financ...
  • Nitika Bansal
    on 1073. Insights: From stablecoins to AI agents - how Stripe is changing the internet economy
  • May Lim
    on 1072. News: All about partnerships: Barclays x CommonAI, Monzo x Fair4All Finance, Stripe x Lloyds
§6 · Channels & links

Where to find this show

§7 · Stats

Audience & reach

YouTube · first-party
Subscribers
27.1K
27,100
Avg views / video
251
Trailing window
Total views
2.3M
2,314,081
Videos published
1,634
Sponsor readEstimated

Sponsors include major financial institutions (KeyBank, Schwab), B2B tech companies (LinkedIn, Vanta, iCIMS), and consumer brands (Uber Eats, Mint Mobile), indicating a target audience of high-value professionals in the technology and finance sectors. [Iv_6kVeR_lI, svth3hN3J7k]

AI-extracted sponsor read · help us verify

Subscriber and view counts are pulled live from YouTube and re-verified on a 30-day cycle. Listener estimates for the RSS feed aren't published here unless they're host-verified.

§8 · Contact

Pitch this show

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Verified contact
Host / booking email
p•••@•••.com

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§9b · FAQ

People also ask

AI-extracted researched answers · help us verify
Who are the hosts of Fintech Insider?
The podcast features a rotating cast of hosts who are all senior experts at the 11:FS consultancy, including Director of Media Laura Watkins, Head of Ventures Ross Gallagher, and Director of Research Benjamin Ensor.
Is the podcast still running?
Yes, it is very active, publishing two episodes a week and has produced over 1,000 episodes since its inception in 2016.
What are the show's formats?
There are two main formats: a weekly 'News' show on Mondays with a panel discussing the latest headlines, and a weekly 'Insights' show on Thursdays that deep-dives into a specific topic.
Where can I listen to the podcast?
The podcast is available on YouTube, Apple Podcasts, Spotify, and most other major podcast platforms.
How can I contact the show?
The show provides an email for inquiries: [email — gated].
Last updatedJun 29, 2026Not yet host-verified
Research depthDeep dossierHigh confidence · Jun 29, 2026 · gemini-2.5-pro

Built from the show's public RSS feed, YouTube, the host's own websites, and the cited sources below. Computed and AI-extracted fields are labelled. Facts only — no private info, no fabrication, no transcripts republished.

§9c · Methodology

Sources & how this page was built

This page is AI-assisted, grounded in the public sources cited below, and host-verifiable. We publish facts only; we do not republish transcripts. If anything here is wrong, the host can claim and correct the page above.Model: gemini-2.5-pro · high confidence

  1. [01]11:FS People | Meet some of the team11fs.com
  2. [02]About us - 11:FS11fs.com
  3. [03]Fintech Insider by 11:FS | No.1 podcast11fs.com
  4. [04]11:FS Content | World-famous podcasts11fs.com
  5. [05]Fintech Insider Podcast by 11:FS - Listen Noteslistennotes.com
  6. [06]Benjamin Ensor joins financial services consultancy 11:FSconsultancy.uk
  7. [07]11:FS Company Profile - PitchBookpitchbook.com
  8. [08]Fintech Insider podcast - YouTubeyoutube.com
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